Our Products

  • Home Mover
  • Remortgage
  • Buy to Let
  • First Time Buyer
  • Help to Buy

Home Mover

A range of products designed to meet the changing needs of today’s customer. Underwritten by our team of real people with expert knowledge who’ll treat your customers as individuals.

NO CREDIT SCORING

  • IVA/DRO/Bankruptcy allowed
  • CCJ'sDefaults under £300 ignored even in last 3 months
  • Up to 4 defaults within last 3 years accepted, 3 CCJ's within last 3 years accepted
  • Up to 85% LTV

2 Year Fixed rates from

3.74%

Completion fee £1,495

3 Year Fixed rates from

3.84%

Completion fee £1,495

Variable rates from

3.49%

Completion fee £1,495

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE

Remortgage

Our specialist Remortgage products and flexible approach are perfect for customers who want to rearrange their finances. We can help if they’re looking for a straight switch or to borrow extra for home improvements or to consolidate.

No CREDIT SCORING

  • Up to 3 CCJ's within last 3 years accepted
  • All telecom CCJ/Defaults ignored if under £300
  • Up to 4 defaults within last 3 years accepted, 3 CCJ's within last 3 years accepted
  • Fees assisted package

2 Year Fixed rates from

3.74%

Free Valuation and Legal Fees

3 Year Fixed rates from

3.84%

Completion fee £1,495

Variable rates from

3.49%

Completion fee £1,495

THINK CAREFULLY BEFORE SECURING OTHER DEBTS AGAINST YOUR HOME.

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE

Buy To Let

Our new Buy to Let range is suitable for first time landlords looking to invest in property as well as consumer Buy to let applications.

FIRST TIME LANDLORDS ACCEPTED

  • 100% affordability based
  • First time buyers accepted
  • No credit scoring
  • CCJ's/Defaults less than £300 ignored

2 Year Fixed rates from

3.99%

Completion fee 2%

3 Year Fixed rates from

4.19%

Completion fee 2%

Variable rates from

3.74%

Completion fee 2%

IF YOU FAIL TO KEEP UP WITH PAYMENTS ON YOUR MORTGAGE A 'RECEIVER OF RENT' MAY BE APPOINTED AND/OR YOUR RENTAL PROPERTY MAY BE REPOSSESSED

First Time Buyer

Getting a first time buyer mortgage for your first home can be a long process in any case. Underwritten by our team of real people with expert knowledge who’ll treat your customers as individuals.

NO CREDIT SCORING

  • IVA/DRO/Bankruptcy allowed
  • All telecom CCJ/Defaults ignored if under £300
  • Up to 4 defaults within last 3 years accepted, 3 CCJ's within last 3 years accepted
  • Up to 85% LTV

2 Year Fixed rates from

3.74%

Completion fee £1,495

3 Year Fixed rates from

3.84%

Completion fee £1,495

Variable rates from

3.49%

Completion fee £1,495

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE

Help to Buy

We're happy to be able to provide first-time buyers with the opportunity to take their first step onto the property ladder, whilst allowing home movers to choose a fantastic new home. Please view our factsheet for more information about our Help to Buy product range

KEY CRITERIA

  • Free standard valuation on all HTB products
  • Mortgage offer valid for 6 months with extensions possible
  • 5% builders incentives accepted

2 Year fixed rates from

4.24%

Completion fee £1,495

3 year fixed rates from

4.34%

Completion fee £1,495

Variable rates from

3.99%

Completion fee £1,495

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE